Most of us think of investments in terms of a few things and don't really know that this is a very broad area. Strictly speaking, there are by no means only two or three conceivable investments, but a wide range of potential investments and we would like to take a closer look at 5 of them in this article.
ÖlAn investment in oil is usually made through oil stocks, as you cannot simply invest in oil barrels without further ado and this would be impractical anyway due to the large amount of space required. Although the price of oil has plummeted in the wake of the crisis, it is gradually recovering, and this is being felt at the pump. The fact is that oil stocks can provide years of stable income.
However, you should allow for at least temporary losses and political as well as economic events. A special feature of oil as an investment is the tax exemption offered, since a large part of the income from oil shares does not have to be taxed. In the end, however, it depends of course on the choice of the right shares and since there are some, this decision is not always easy.
ImmobilienWe Germans love real estate and given its advantages, this is not surprising. For one thing, prices for real estate have risen sharply in recent years.
For another, real estate can be rented out as well as used as living space. So there is no denying that it is an extremely appealing option to invest your money. However, not every property is equally attractive and you should therefore by no means invest in just any investment property. If you don't want to take any risks, it's best to opt for properties in strong business locations or popular residential areas.
Such have self-explanatory their price. A certain amount of capital should therefore definitely be available.
BitcoinBitcoin is not the only digital currency. However, it is no secret that the prices of most altcoins depend heavily on the performance of the Bitcoin. Simply for the reason that it is the mother of all cryptocurrencies.
No other currency enjoys a higher market capitalization and global acceptance. So, investing in Bitcoin can make perfect sense. However, you should be aware that high volatility is a factor that should not be underestimated. Bitcoin prices can fluctuate wildly, which is why you should always keep an eye on them.
High gains/losses within a few hours are commonplace with Bitcoin. The cryptocurrency is therefore by no means a risk-free investment. On the other hand, it is largely inflation-proof due to its limited number of units.
GoldGold has always been considered a safe haven and this assumption is by no means wrong, as extreme price fluctuations are practically impossible with gold. Nevertheless, there is no denying that the price of gold has risen in recent years.
Moreover, gold is a safe investment when it comes to protecting oneself from a possible hyperinflation. Another advantage is the tax exemption. In Germany, pure gold does not have to be taxed. However, gold is not a perfect investment.
Among other things, the limited flexibility is something where other investments perform better. Furthermore, you should not expect high profits.
CollectiblesThe spectrum of collectibles is enormous and we do not want to go into the individual options here. The fact is that enthusiastic collectors are prepared to pay astronomical sums for certain investment objects. The potential for profit is therefore enormous.
However, collectibles are something that only makes sense for very few investors. This is mainly due to the fact that a sound knowledge of the respective objects or the respective area must be present. Otherwise, the investment makes little sense.